Call reports 2011
BANK OF HOUSTON — 2011
What BANK OF HOUSTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,568,000 | 27,113,000 | 26,661,000 | 27,510,000 |
| Total loans | 11,652,000 | 11,891,000 | 11,882,000 | 11,442,000 |
| Allowance for loan losses | 207,000 | 209,000 | 201,000 | 198,000 |
| Securities available for sale | 11,469,000 | 11,542,000 | 12,604,000 | 12,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,733,000 | 23,198,000 | 22,690,000 | 23,535,000 |
| Interest-bearing deposits | 16,763,000 | 17,075,000 | 16,018,000 | 16,687,000 |
| Noninterest-bearing deposits | 5,970,000 | 6,123,000 | 6,672,000 | 6,848,000 |
| Equity capital | 3,768,000 | 3,831,000 | 3,886,000 | 3,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 522,000 | 784,000 | 1,050,000 |
| Interest expense | 23,000 | 45,000 | 62,000 | 77,000 |
| Net interest income | 240,000 | 477,000 | 722,000 | 973,000 |
| Noninterest income | 52,000 | 108,000 | 166,000 | 224,000 |
| Noninterest expense | 281,000 | 569,000 | 855,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 16,000 | 33,000 | 77,000 |
| Income tax | -5,000 | -13,000 | -9,000 | 2,000 |
| Net income | 16,000 | 29,000 | 42,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,819,000 | 3,832,000 | 3,844,000 | 3,878,000 |
| Total capital | 3,973,000 | 4,006,000 | 4,015,000 | 4,049,000 |
| Risk-weighted assets | 13,465,000 | 13,854,000 | 13,847,000 | 13,620,000 |