Call reports 2010
BANK OF HOUSTON — 2010
What BANK OF HOUSTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 26,459,000 | 26,448,000 | 27,255,000 | 27,547,000 |
| Total loans | 13,936,000 | 13,572,000 | 13,183,000 | 12,410,000 |
| Allowance for loan losses | 208,000 | 209,000 | 208,000 | 208,000 |
| Securities available for sale | 9,979,000 | 8,014,000 | 9,026,000 | 10,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,387,000 | 22,301,000 | 23,076,000 | 23,674,000 |
| Interest-bearing deposits | 17,480,000 | 17,018,000 | 17,979,000 | 18,537,000 |
| Noninterest-bearing deposits | 4,908,000 | 5,283,000 | 5,097,000 | 5,137,000 |
| Equity capital | 4,009,000 | 4,051,000 | 4,086,000 | 3,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 619,000 | 909,000 | 1,186,000 |
| Interest expense | 39,000 | 73,000 | 106,000 | 136,000 |
| Net interest income | 273,000 | 546,000 | 803,000 | 1,050,000 |
| Noninterest income | 57,000 | 119,000 | 182,000 | 236,000 |
| Noninterest expense | 288,000 | 588,000 | 867,000 | 1,160,000 |
| Provision for loan losses | 0 | 0 | 0 | 43,000 |
| Pretax income | 42,000 | 77,000 | 118,000 | 83,000 |
| Income tax | 6,000 | 21,000 | 34,000 | 18,000 |
| Net income | 36,000 | 56,000 | 84,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,023,000 | 4,042,000 | 4,071,000 | 3,802,000 |
| Total capital | 4,206,000 | 4,223,000 | 4,253,000 | 3,978,000 |
| Risk-weighted assets | 14,614,000 | 14,491,000 | 14,529,000 | 14,025,000 |