Call reports 2009
BANK OF HOUSTON — 2009
What BANK OF HOUSTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 25,512,000 | 25,638,000 | 25,730,000 | 26,803,000 |
| Total loans | 13,627,000 | 13,450,000 | 13,500,000 | 14,221,000 |
| Allowance for loan losses | 225,000 | 170,000 | 212,000 | 208,000 |
| Securities available for sale | 9,676,000 | 8,590,000 | 9,538,000 | 9,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,360,000 | 21,477,000 | 21,612,000 | 22,772,000 |
| Interest-bearing deposits | 16,245,000 | 16,445,000 | 16,349,000 | 17,219,000 |
| Noninterest-bearing deposits | 5,115,000 | 5,032,000 | 5,263,000 | 5,552,000 |
| Equity capital | 4,054,000 | 4,055,000 | 4,036,000 | 3,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 721,000 | 1,061,000 | 1,381,000 |
| Interest expense | 57,000 | 109,000 | 148,000 | 192,000 |
| Net interest income | 310,000 | 612,000 | 913,000 | 1,189,000 |
| Noninterest income | 63,000 | 135,000 | 202,000 | 275,000 |
| Noninterest expense | 302,000 | 600,000 | 917,000 | 1,210,000 |
| Provision for loan losses | 135,000 | 135,000 | 175,000 | 265,000 |
| Pretax income | -50,000 | 26,000 | 37,000 | 3,000 |
| Income tax | -17,000 | 8,000 | 6,000 | 2,000 |
| Net income | -33,000 | 18,000 | 31,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,953,000 | 4,006,000 | 4,017,000 | 3,987,000 |
| Total capital | 4,139,000 | 4,176,000 | 4,197,000 | 4,172,000 |
| Risk-weighted assets | 14,846,000 | 14,635,000 | 14,352,000 | 14,807,000 |