Call reports 2008
BANK OF HOUSTON — 2008
What BANK OF HOUSTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,677,000 | 30,452,000 | 29,547,000 | 26,561,000 |
| Total loans | 12,811,000 | 13,577,000 | 14,012,000 | 13,746,000 |
| Allowance for loan losses | 273,000 | 271,000 | 266,000 | 266,000 |
| Securities available for sale | 12,322,000 | 12,663,000 | 11,640,000 | 10,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,572,000 | 26,396,000 | 25,390,000 | 21,743,000 |
| Interest-bearing deposits | 19,316,000 | 20,423,000 | 19,497,000 | 16,770,000 |
| Noninterest-bearing deposits | 5,256,000 | 5,973,000 | 5,892,000 | 4,973,000 |
| Equity capital | 3,969,000 | 3,933,000 | 4,016,000 | 4,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 880,000 | 1,341,000 | 1,738,000 |
| Interest expense | 129,000 | 239,000 | 333,000 | 408,000 |
| Net interest income | 313,000 | 641,000 | 1,008,000 | 1,330,000 |
| Noninterest income | 58,000 | 144,000 | 216,000 | 295,000 |
| Noninterest expense | 280,000 | 569,000 | 871,000 | 1,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 216,000 | 353,000 | 392,000 |
| Income tax | 30,000 | 69,000 | 119,000 | 126,000 |
| Net income | 61,000 | 147,000 | 234,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,802,000 | 3,888,000 | 3,976,000 | 3,987,000 |
| Total capital | 3,987,000 | 4,085,000 | 4,175,000 | 4,179,000 |
| Risk-weighted assets | 14,676,000 | 15,642,000 | 16,119,000 | 15,248,000 |