Call reports 2007
BANK OF HOUSTON — 2007
What BANK OF HOUSTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,026,000 | 27,182,000 | 27,973,000 | 27,891,000 |
| Total loans | 11,753,000 | 11,674,000 | 11,013,000 | 11,634,000 |
| Allowance for loan losses | 279,000 | 272,000 | 275,000 | 272,000 |
| Securities available for sale | 9,949,000 | 10,953,000 | 13,024,000 | 12,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,297,000 | 23,430,000 | 24,132,000 | 23,976,000 |
| Interest-bearing deposits | 18,433,000 | 18,083,000 | 17,905,000 | 18,402,000 |
| Noninterest-bearing deposits | 4,864,000 | 5,347,000 | 6,227,000 | 5,575,000 |
| Equity capital | 3,592,000 | 3,633,000 | 3,709,000 | 3,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 866,000 | 1,306,000 | 1,766,000 |
| Interest expense | 123,000 | 253,000 | 385,000 | 520,000 |
| Net interest income | 303,000 | 613,000 | 921,000 | 1,246,000 |
| Noninterest income | 67,000 | 131,000 | 199,000 | 267,000 |
| Noninterest expense | 281,000 | 587,000 | 903,000 | 1,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 157,000 | 217,000 | 328,000 |
| Income tax | 28,000 | 47,000 | 71,000 | 108,000 |
| Net income | 61,000 | 110,000 | 146,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,602,000 | 3,652,000 | 3,686,000 | 3,741,000 |
| Total capital | 3,771,000 | 3,817,000 | 3,851,000 | 3,913,000 |
| Risk-weighted assets | 13,342,000 | 13,166,000 | 13,185,000 | 13,696,000 |