Call reports 2006
BANK OF HOUSTON — 2006
What BANK OF HOUSTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,262,000 | 27,689,000 | 26,885,000 | 26,650,000 |
| Total loans | 11,914,000 | 11,281,000 | 11,298,000 | 11,851,000 |
| Allowance for loan losses | 286,000 | 279,000 | 279,000 | 279,000 |
| Securities available for sale | 11,854,000 | 11,873,000 | 13,910,000 | 9,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,833,000 | 24,180,000 | 23,164,000 | 22,968,000 |
| Interest-bearing deposits | 19,521,000 | 18,757,000 | 18,189,000 | 17,927,000 |
| Noninterest-bearing deposits | 5,312,000 | 5,423,000 | 4,975,000 | 5,041,000 |
| Equity capital | 3,333,000 | 3,392,000 | 3,500,000 | 3,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 762,000 | 1,167,000 | 1,601,000 |
| Interest expense | 91,000 | 191,000 | 303,000 | 419,000 |
| Net interest income | 290,000 | 571,000 | 864,000 | 1,182,000 |
| Noninterest income | 48,000 | 104,000 | 165,000 | 195,000 |
| Noninterest expense | 285,000 | 571,000 | 849,000 | 1,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 104,000 | 180,000 | 253,000 |
| Income tax | 16,000 | 33,000 | 57,000 | 81,000 |
| Net income | 37,000 | 71,000 | 123,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,426,000 | 3,462,000 | 3,505,000 | 3,542,000 |
| Total capital | 3,596,000 | 3,625,000 | 3,666,000 | 3,708,000 |
| Risk-weighted assets | 13,531,000 | 13,024,000 | 12,796,000 | 13,156,000 |