Call reports 2019
CHESTER COUNTY BANK — 2019
What CHESTER COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 73,117,000 | 70,985,000 |
| Total loans | 24,415,000 | 25,541,000 |
| Allowance for loan losses | 251,000 | 406,000 |
| Securities available for sale | 25,465,000 | 24,430,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 64,926,000 | 62,384,000 |
| Interest-bearing deposits | 40,459,000 | 39,789,000 |
| Noninterest-bearing deposits | 24,467,000 | 22,595,000 |
| Equity capital | 8,075,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 692,000 | 1,392,000 |
| Interest expense | 109,000 | 227,000 |
| Net interest income | 583,000 | 1,165,000 |
| Noninterest income | 86,000 | 174,000 |
| Noninterest expense | 467,000 | 975,000 |
| Provision for loan losses | 7,000 | 13,000 |
| Pretax income | 196,000 | 365,000 |
| Income tax | 41,000 | 83,000 |
| Net income | 155,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 8,079,000 | 8,284,000 |
| Total capital | 8,330,000 | 8,690,000 |
| Risk-weighted assets | 35,315,000 | 33,832,000 |