Call reports 2018
CHESTER COUNTY BANK — 2018
What CHESTER COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 71,758,000 | 70,878,000 | 69,803,000 | 71,462,000 |
| Total loans | 24,363,000 | 25,086,000 | 25,725,000 | 24,575,000 |
| Allowance for loan losses | 218,000 | 230,000 | 239,000 | 244,000 |
| Securities available for sale | 25,910,000 | 25,657,000 | 25,183,000 | 25,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,306,000 | 63,299,000 | 61,761,000 | 63,594,000 |
| Interest-bearing deposits | 41,594,000 | 40,736,000 | 39,034,000 | 40,215,000 |
| Noninterest-bearing deposits | 22,712,000 | 22,563,000 | 22,727,000 | 23,379,000 |
| Equity capital | 7,278,000 | 7,380,000 | 7,142,000 | 7,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 718,000 | 1,418,000 | 2,123,000 | 2,815,000 |
| Interest expense | 66,000 | 131,000 | 206,000 | 301,000 |
| Net interest income | 652,000 | 1,287,000 | 1,917,000 | 2,514,000 |
| Noninterest income | 87,000 | 179,000 | 276,000 | 439,000 |
| Noninterest expense | 513,000 | 1,004,000 | 1,527,000 | 2,004,000 |
| Provision for loan losses | 6,000 | 13,000 | 319,000 | 326,000 |
| Pretax income | 220,000 | 450,000 | 348,000 | 624,000 |
| Income tax | 42,000 | 84,000 | 54,000 | 81,000 |
| Net income | 178,000 | 366,000 | 294,000 | 543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,713,000 | 8,037,000 | 7,646,000 | 7,787,000 |
| Total capital | 7,931,000 | 8,267,000 | 7,885,000 | 8,031,000 |
| Risk-weighted assets | 29,123,000 | 29,900,000 | 33,531,000 | 33,908,000 |