Call reports 2017
CHESTER COUNTY BANK — 2017
What CHESTER COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,754,000 | 70,489,000 | 69,621,000 | 70,075,000 |
| Total loans | 25,818,000 | 26,105,000 | 25,861,000 | 25,614,000 |
| Allowance for loan losses | 243,000 | 248,000 | 233,000 | 216,000 |
| Securities available for sale | 24,550,000 | 23,330,000 | 23,614,000 | 25,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,169,000 | 62,551,000 | 61,589,000 | 62,479,000 |
| Interest-bearing deposits | 43,628,000 | 41,992,000 | 41,040,000 | 41,857,000 |
| Noninterest-bearing deposits | 20,541,000 | 20,559,000 | 20,549,000 | 20,622,000 |
| Equity capital | 7,342,000 | 7,643,000 | 7,745,000 | 7,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,347,000 | 2,015,000 | 2,689,000 |
| Interest expense | 71,000 | 144,000 | 214,000 | 283,000 |
| Net interest income | 611,000 | 1,203,000 | 1,801,000 | 2,406,000 |
| Noninterest income | 91,000 | 182,000 | 273,000 | 357,000 |
| Noninterest expense | 540,000 | 1,057,000 | 1,561,000 | 2,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 343,000 | 528,000 | 659,000 |
| Income tax | 39,000 | 93,000 | 135,000 | 172,000 |
| Net income | 123,000 | 250,000 | 393,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,370,000 | 7,423,000 | 7,640,000 | 7,631,000 |
| Total capital | 7,613,000 | 7,671,000 | 7,873,000 | 7,847,000 |
| Risk-weighted assets | 29,884,000 | 29,916,000 | 29,211,000 | 29,213,000 |