Call reports 2007
CHESTER COUNTY BANK — 2007
What CHESTER COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,084,000 | 42,207,000 | 43,533,000 | 42,733,000 |
| Total loans | 18,046,000 | 18,303,000 | 18,306,000 | 19,313,000 |
| Allowance for loan losses | 603,000 | 612,000 | 611,000 | 597,000 |
| Securities available for sale | 15,526,000 | 16,121,000 | 17,648,000 | 17,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,034,000 | 37,248,000 | 38,320,000 | 37,370,000 |
| Interest-bearing deposits | 24,763,000 | 25,746,000 | 25,986,000 | 26,168,000 |
| Noninterest-bearing deposits | 11,271,000 | 11,502,000 | 12,334,000 | 11,202,000 |
| Equity capital | 3,859,000 | 3,768,000 | 3,976,000 | 4,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,285,000 | 1,974,000 | 2,659,000 |
| Interest expense | 243,000 | 498,000 | 763,000 | 1,035,000 |
| Net interest income | 398,000 | 787,000 | 1,211,000 | 1,624,000 |
| Noninterest income | 90,000 | 179,000 | 265,000 | 355,000 |
| Noninterest expense | 373,000 | 745,000 | 1,094,000 | 1,487,000 |
| Provision for loan losses | 7,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 108,000 | 211,000 | 372,000 | 482,000 |
| Income tax | 32,000 | 60,000 | 112,000 | 108,000 |
| Net income | 76,000 | 151,000 | 260,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,892,000 | 3,930,000 | 3,999,000 | 4,073,000 |
| Total capital | 4,152,000 | 4,198,000 | 4,270,000 | 4,352,000 |
| Risk-weighted assets | 20,429,000 | 21,074,000 | 21,315,000 | 21,975,000 |
Machine access — free, no API key
Every figure shown here about CHESTER COUNTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.