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Call reports 2006

CHESTER COUNTY BANK — 2006

What CHESTER COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3bd94ec7-7b28-46b6-89b7-50f8dfdff1c1/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets40,230,00040,190,00039,957,00040,268,000
Total loans17,058,00017,996,00018,005,00017,894,000
Allowance for loan losses557,000567,000580,000589,000
Securities available for sale14,029,00013,629,00014,137,00014,744,000
Securities held to maturity0000
Trading assets0000
Total deposits35,541,00034,906,00035,054,00035,262,000
Interest-bearing deposits24,971,00024,374,00024,807,00024,727,000
Noninterest-bearing deposits10,570,00010,532,00010,247,00010,535,000
Equity capital3,561,0003,507,0003,734,0003,808,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income550,0001,123,0001,748,0002,378,000
Interest expense184,000382,000591,000828,000
Net interest income366,000741,0001,157,0001,550,000
Noninterest income95,000197,000301,000398,000
Noninterest expense369,000740,0001,084,0001,443,000
Provision for loan losses13,00026,00039,00051,000
Pretax income79,000173,000336,000455,000
Income tax20,00042,00095,000134,000
Net income59,000131,000241,000321,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital3,695,0003,735,0003,815,0003,861,000
Total capital3,947,0003,997,0004,073,0004,118,000
Risk-weighted assets19,854,00020,636,00020,328,00020,217,000

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