Call reports 2026
INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY — 2026
What INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,406,916,000 | 5,564,409,000 |
| Total loans | 4,195,205,000 | 4,258,742,000 |
| Allowance for loan losses | 14,344,000 | 14,344,000 |
| Securities available for sale | 99,289,000 | 95,746,000 |
| Securities held to maturity | 119,585,000 | 117,965,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,313,274,000 | 3,366,877,000 |
| Interest-bearing deposits | 3,123,283,000 | 3,164,099,000 |
| Noninterest-bearing deposits | 189,991,000 | 202,778,000 |
| Equity capital | 668,148,000 | 694,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 52,089,000 | 105,573,000 |
| Interest expense | 35,847,000 | 72,169,000 |
| Net interest income | 16,242,000 | 33,404,000 |
| Noninterest income | 2,325,000 | 4,459,000 |
| Noninterest expense | 13,677,000 | 28,005,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,872,000 | 35,967,000 |
| Income tax | -120,000 | 7,318,000 |
| Net income | 1,992,000 | 28,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 658,796,000 | 687,172,000 |
| Total capital | 673,459,000 | 701,835,000 |
| Risk-weighted assets | 4,070,307,000 | 4,237,924,000 |