Call reports 2009
INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY — 2009
What INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,014,471,000 | 1,037,298,000 | 1,021,964,000 | 1,061,577,000 |
| Total loans | 655,127,000 | 668,504,000 | 689,690,000 | 707,345,000 |
| Allowance for loan losses | 3,446,000 | 3,528,000 | 3,678,000 | 4,313,000 |
| Securities available for sale | 224,745,000 | 221,616,000 | 234,054,000 | 231,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,267,000 | 820,659,000 | 797,416,000 | 836,294,000 |
| Interest-bearing deposits | 777,500,000 | 791,321,000 | 767,714,000 | 805,218,000 |
| Noninterest-bearing deposits | 27,767,000 | 29,338,000 | 29,702,000 | 31,076,000 |
| Equity capital | 127,297,000 | 133,509,000 | 138,794,000 | 142,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,869,000 | 23,678,000 | 35,309,000 | 47,019,000 |
| Interest expense | 5,685,000 | 11,537,000 | 16,848,000 | 21,343,000 |
| Net interest income | 6,184,000 | 12,141,000 | 18,461,000 | 25,676,000 |
| Noninterest income | 428,000 | 947,000 | 1,489,000 | 1,973,000 |
| Noninterest expense | 4,845,000 | 9,117,000 | 14,912,000 | 18,538,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,150,000 |
| Pretax income | 2,440,000 | 4,494,000 | 6,647,000 | 10,105,000 |
| Income tax | 717,000 | 1,287,000 | 1,923,000 | 2,949,000 |
| Net income | 1,723,000 | 3,207,000 | 4,724,000 | 7,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,702,000 | 127,186,000 | 128,704,000 | 131,136,000 |
| Total capital | 131,578,000 | 135,290,000 | 138,026,000 | 142,462,000 |
| Risk-weighted assets | 521,289,000 | 533,825,000 | 551,264,000 | 565,239,000 |
Machine access — free, no API key
Every figure shown here about INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.