Call reports 2016
HANTZ BANK — 2016
What HANTZ BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 210,400,000 | 210,701,000 | 211,833,000 | 218,345,000 |
| Total loans | 164,596,000 | 180,247,000 | 176,533,000 | 183,148,000 |
| Allowance for loan losses | 2,764,000 | 2,267,000 | 2,348,000 | 2,429,000 |
| Securities available for sale | 3,518,000 | 3,443,000 | 2,852,000 | 2,494,000 |
| Securities held to maturity | 2,074,000 | 1,545,000 | 1,491,000 | 1,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,900,000 | 185,280,000 | 185,286,000 | 191,012,000 |
| Interest-bearing deposits | 63,952,000 | 62,156,000 | 114,991,000 | 117,748,000 |
| Noninterest-bearing deposits | 121,948,000 | 123,124,000 | 70,295,000 | 73,264,000 |
| Equity capital | 23,101,000 | 23,532,000 | 24,662,000 | 25,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,370,000 | 6,822,000 | 9,216,000 |
| Interest expense | 107,000 | 216,000 | 322,000 | 426,000 |
| Net interest income | 2,024,000 | 4,154,000 | 6,500,000 | 8,790,000 |
| Noninterest income | 736,000 | 1,744,000 | 3,312,000 | 4,726,000 |
| Noninterest expense | 1,997,000 | 4,122,000 | 6,235,000 | 8,424,000 |
| Provision for loan losses | 330,000 | 700,000 | 781,000 | 862,000 |
| Pretax income | 433,000 | 1,076,000 | 2,796,000 | 4,230,000 |
| Income tax | 148,000 | 367,000 | 953,000 | 1,480,000 |
| Net income | 285,000 | 709,000 | 1,843,000 | 2,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,480,000 | 21,914,000 | 23,024,000 | 23,914,000 |
| Total capital | 23,523,000 | 24,170,000 | 24,952,000 | 25,872,000 |
| Risk-weighted assets | 162,752,000 | 180,464,000 | 153,828,000 | 156,161,000 |