Call reports 2015
HANTZ BANK — 2015
What HANTZ BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 185,970,000 | 191,168,000 | 189,751,000 | 208,061,000 |
| Total loans | 143,559,000 | 152,208,000 | 155,788,000 | 160,001,000 |
| Allowance for loan losses | 1,427,000 | 1,577,000 | 1,728,000 | 2,434,000 |
| Securities available for sale | 3,882,000 | 3,771,000 | 3,685,000 | 3,594,000 |
| Securities held to maturity | 2,978,000 | 2,975,000 | 2,926,000 | 2,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,495,000 | 168,305,000 | 166,187,000 | 183,777,000 |
| Interest-bearing deposits | 60,487,000 | 63,358,000 | 60,092,000 | 63,061,000 |
| Noninterest-bearing deposits | 103,008,000 | 104,947,000 | 106,095,000 | 120,716,000 |
| Equity capital | 21,285,000 | 21,711,000 | 22,253,000 | 22,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,931,000 | 6,028,000 | 8,292,000 |
| Interest expense | 89,000 | 182,000 | 279,000 | 377,000 |
| Net interest income | 1,880,000 | 3,749,000 | 5,749,000 | 7,915,000 |
| Noninterest income | 966,000 | 2,040,000 | 3,191,000 | 4,608,000 |
| Noninterest expense | 1,989,000 | 4,061,000 | 6,188,000 | 8,336,000 |
| Provision for loan losses | 145,000 | 295,000 | 445,000 | 1,150,000 |
| Pretax income | 712,000 | 1,433,000 | 2,307,000 | 3,037,000 |
| Income tax | 275,000 | 563,000 | 896,000 | 1,070,000 |
| Net income | 437,000 | 870,000 | 1,411,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,715,000 | 20,152,000 | 20,710,000 | 21,245,000 |
| Total capital | 21,142,000 | 21,729,000 | 22,438,000 | 23,188,000 |
| Risk-weighted assets | 143,626,000 | 151,473,000 | 150,042,000 | 154,973,000 |