Call reports 2025
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2025
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 57,092,000 | 64,369,000 | 55,899,000 | 57,508,000 |
| Total loans | 20,661,000 | 20,011,000 | 20,895,000 | 21,452,000 |
| Allowance for loan losses | 390,000 | 389,000 | 449,000 | 447,000 |
| Securities available for sale | 24,653,000 | 33,978,000 | 27,126,000 | 27,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,764,000 | 58,929,000 | 49,807,000 | 51,146,000 |
| Interest-bearing deposits | 43,274,000 | 49,675,000 | 41,626,000 | 42,964,000 |
| Noninterest-bearing deposits | 8,490,000 | 9,254,000 | 8,181,000 | 8,182,000 |
| Equity capital | 5,046,000 | 5,157,000 | 5,706,000 | 5,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,270,000 | 1,935,000 | 2,595,000 |
| Interest expense | 183,000 | 369,000 | 544,000 | 706,000 |
| Net interest income | 430,000 | 901,000 | 1,391,000 | 1,889,000 |
| Noninterest income | 40,000 | 81,000 | 115,000 | 161,000 |
| Noninterest expense | 282,000 | 587,000 | 892,000 | 1,315,000 |
| Provision for loan losses | 8,000 | 51,000 | 54,000 | 57,000 |
| Pretax income | 178,000 | 342,000 | 539,000 | 656,000 |
| Income tax | 36,000 | 57,000 | 95,000 | 119,000 |
| Net income | 142,000 | 285,000 | 444,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,953,000 | 6,096,000 | 6,256,000 | 6,279,000 |
| Total capital | 6,260,000 | 6,399,000 | 6,566,000 | 6,595,000 |
| Risk-weighted assets | 24,457,000 | 24,133,000 | 24,614,000 | 25,074,000 |