Call reports 2024
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2024
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 54,712,000 | 55,221,000 | 54,605,000 | 55,494,000 |
| Total loans | 20,830,000 | 20,938,000 | 21,210,000 | 21,230,000 |
| Allowance for loan losses | 408,000 | 381,000 | 384,000 | 393,000 |
| Securities available for sale | 21,442,000 | 23,031,000 | 23,902,000 | 23,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,742,000 | 50,306,000 | 49,103,000 | 50,458,000 |
| Interest-bearing deposits | 41,008,000 | 41,456,000 | 40,996,000 | 41,120,000 |
| Noninterest-bearing deposits | 8,734,000 | 8,850,000 | 8,107,000 | 9,338,000 |
| Equity capital | 4,540,000 | 4,629,000 | 5,181,000 | 4,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,114,000 | 1,692,000 | 2,291,000 |
| Interest expense | 162,000 | 322,000 | 495,000 | 698,000 |
| Net interest income | 374,000 | 792,000 | 1,197,000 | 1,593,000 |
| Noninterest income | 47,000 | 89,000 | 130,000 | 170,000 |
| Noninterest expense | 281,000 | 575,000 | 881,000 | 1,204,000 |
| Provision for loan losses | 19,000 | 32,000 | 56,000 | 92,000 |
| Pretax income | 121,000 | 274,000 | 390,000 | 467,000 |
| Income tax | 19,000 | 49,000 | 67,000 | 77,000 |
| Net income | 102,000 | 225,000 | 323,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,593,000 | 5,717,000 | 5,815,000 | 5,812,000 |
| Total capital | 5,907,000 | 6,037,000 | 6,134,000 | 6,131,000 |
| Risk-weighted assets | 24,986,000 | 25,528,000 | 25,391,000 | 25,371,000 |