Call reports 2023
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2023
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,976,000 | 52,112,000 | 51,816,000 | 53,798,000 |
| Total loans | 18,722,000 | 19,686,000 | 19,780,000 | 19,897,000 |
| Allowance for loan losses | 390,000 | 391,000 | 390,000 | 395,000 |
| Securities available for sale | 21,645,000 | 20,970,000 | 20,412,000 | 20,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,432,000 | 47,543,000 | 47,525,000 | 48,798,000 |
| Interest-bearing deposits | 39,619,000 | 38,276,000 | 38,978,000 | 40,840,000 |
| Noninterest-bearing deposits | 8,813,000 | 9,267,000 | 8,547,000 | 7,958,000 |
| Equity capital | 4,241,000 | 4,183,000 | 3,905,000 | 4,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 929,000 | 1,414,000 | 1,920,000 |
| Interest expense | 61,000 | 136,000 | 231,000 | 372,000 |
| Net interest income | 405,000 | 793,000 | 1,183,000 | 1,548,000 |
| Noninterest income | 50,000 | 99,000 | 152,000 | 198,000 |
| Noninterest expense | 256,000 | 513,000 | 792,000 | 1,114,000 |
| Provision for loan losses | 3,000 | 6,000 | 14,000 | 29,000 |
| Pretax income | 191,000 | 368,000 | 524,000 | 598,000 |
| Income tax | 36,000 | 77,000 | 107,000 | 126,000 |
| Net income | 155,000 | 291,000 | 417,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,244,000 | 5,380,000 | 5,506,000 | 5,490,000 |
| Total capital | 5,527,000 | 5,680,000 | 5,809,000 | 5,791,000 |
| Risk-weighted assets | 22,519,000 | 23,839,000 | 24,139,000 | 23,963,000 |