Call reports 2022
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2022
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 51,365,000 | 51,011,000 | 49,044,000 | 51,407,000 |
| Total loans | 17,003,000 | 17,656,000 | 18,165,000 | 18,686,000 |
| Allowance for loan losses | 390,000 | 386,000 | 393,000 | 380,000 |
| Securities available for sale | 19,755,000 | 22,122,000 | 21,375,000 | 21,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,740,000 | 46,887,000 | 45,362,000 | 47,307,000 |
| Interest-bearing deposits | 39,018,000 | 39,430,000 | 38,079,000 | 38,674,000 |
| Noninterest-bearing deposits | 7,722,000 | 7,457,000 | 7,283,000 | 8,633,000 |
| Equity capital | 4,425,000 | 3,895,000 | 3,454,000 | 3,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 670,000 | 1,059,000 | 1,472,000 |
| Interest expense | 47,000 | 96,000 | 145,000 | 195,000 |
| Net interest income | 278,000 | 574,000 | 914,000 | 1,277,000 |
| Noninterest income | 45,000 | 86,000 | 134,000 | 176,000 |
| Noninterest expense | 267,000 | 546,000 | 820,000 | 1,108,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 53,000 | 108,000 | 219,000 | 333,000 |
| Income tax | 4,000 | 8,000 | 22,000 | 45,000 |
| Net income | 49,000 | 100,000 | 197,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,906,000 | 4,957,000 | 5,053,000 | 5,089,000 |
| Total capital | 5,162,000 | 5,232,000 | 5,337,000 | 5,378,000 |
| Risk-weighted assets | 20,271,000 | 21,855,000 | 22,613,000 | 23,018,000 |