Call reports 2021
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2021
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 47,786,000 | 47,080,000 | 45,835,000 | 49,729,000 |
| Total loans | 18,089,000 | 19,060,000 | 18,625,000 | 19,186,000 |
| Allowance for loan losses | 350,000 | 364,000 | 388,000 | 397,000 |
| Securities available for sale | 19,405,000 | 19,567,000 | 19,881,000 | 18,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,452,000 | 41,711,000 | 40,364,000 | 44,301,000 |
| Interest-bearing deposits | 35,509,000 | 34,948,000 | 34,114,000 | 37,094,000 |
| Noninterest-bearing deposits | 6,942,000 | 6,763,000 | 6,250,000 | 7,207,000 |
| Equity capital | 5,006,000 | 5,071,000 | 5,162,000 | 5,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 641,000 | 1,012,000 | 1,344,000 |
| Interest expense | 50,000 | 100,000 | 149,000 | 198,000 |
| Net interest income | 273,000 | 541,000 | 863,000 | 1,146,000 |
| Noninterest income | 44,000 | 87,000 | 138,000 | 182,000 |
| Noninterest expense | 255,000 | 485,000 | 754,000 | 1,017,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 59,000 | 137,000 | 251,000 | 312,000 |
| Income tax | 3,000 | 15,000 | 38,000 | 38,000 |
| Net income | 56,000 | 122,000 | 213,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,694,000 | 4,760,000 | 4,852,000 | 4,856,000 |
| Total capital | 4,945,000 | 5,021,000 | 5,114,000 | 5,120,000 |
| Risk-weighted assets | 19,941,000 | 20,739,000 | 20,809,000 | 20,974,000 |