Call reports 2020
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2020
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 43,718,000 | 44,983,000 | 43,738,000 | 45,595,000 |
| Total loans | 18,787,000 | 19,052,000 | 18,996,000 | 19,040,000 |
| Allowance for loan losses | 394,000 | 354,000 | 360,000 | 354,000 |
| Securities available for sale | 11,303,000 | 14,696,000 | 15,947,000 | 19,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,880,000 | 39,707,000 | 38,301,000 | 40,144,000 |
| Interest-bearing deposits | 33,065,000 | 33,411,000 | 31,534,000 | 33,197,000 |
| Noninterest-bearing deposits | 5,815,000 | 6,295,000 | 6,767,000 | 6,946,000 |
| Equity capital | 4,519,000 | 4,880,000 | 4,986,000 | 5,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 721,000 | 1,065,000 | 1,429,000 |
| Interest expense | 69,000 | 135,000 | 188,000 | 240,000 |
| Net interest income | 301,000 | 586,000 | 877,000 | 1,189,000 |
| Noninterest income | 49,000 | 97,000 | 138,000 | 186,000 |
| Noninterest expense | 239,000 | 476,000 | 730,000 | 989,000 |
| Provision for loan losses | 3,000 | 16,000 | 49,000 | 55,000 |
| Pretax income | 108,000 | 191,000 | 236,000 | 329,000 |
| Income tax | 19,000 | 40,000 | 39,000 | 45,000 |
| Net income | 89,000 | 151,000 | 197,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,499,000 | 4,561,000 | 4,606,000 | 4,638,000 |
| Total capital | — | — | — | 4,902,000 |
| Risk-weighted assets | — | — | — | 20,968,000 |