Call reports 2019
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2019
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 38,065,000 | 38,727,000 | 39,184,000 | 40,432,000 |
| Total loans | 19,011,000 | 19,246,000 | 19,310,000 | 19,456,000 |
| Allowance for loan losses | 375,000 | 383,000 | 372,000 | 376,000 |
| Securities available for sale | 11,711,000 | 11,605,000 | 11,297,000 | 11,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,568,000 | 33,961,000 | 34,258,000 | 35,461,000 |
| Interest-bearing deposits | 28,622,000 | 28,972,000 | 28,886,000 | 30,090,000 |
| Noninterest-bearing deposits | 4,946,000 | 4,989,000 | 5,372,000 | 5,371,000 |
| Equity capital | 4,238,000 | 4,431,000 | 4,550,000 | 4,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 705,000 | 1,061,000 | 1,425,000 |
| Interest expense | 55,000 | 112,000 | 170,000 | 232,000 |
| Net interest income | 294,000 | 593,000 | 891,000 | 1,193,000 |
| Noninterest income | 47,000 | 109,000 | 159,000 | 218,000 |
| Noninterest expense | 239,000 | 504,000 | 758,000 | 1,008,000 |
| Provision for loan losses | 8,000 | 13,000 | 35,000 | 52,000 |
| Pretax income | 94,000 | 185,000 | 257,000 | 351,000 |
| Income tax | 12,000 | 28,000 | 43,000 | 58,000 |
| Net income | 82,000 | 157,000 | 214,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,254,000 | 4,329,000 | 4,387,000 | 4,410,000 |
| Total capital | 4,499,000 | 4,575,000 | 4,632,000 | 4,656,000 |
| Risk-weighted assets | 19,415,000 | 19,489,000 | 19,449,000 | 19,533,000 |