Call reports 2018
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2018
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 38,107,000 | 37,670,000 | 36,422,000 | 38,080,000 |
| Total loans | 18,476,000 | 19,596,000 | 19,698,000 | 20,422,000 |
| Allowance for loan losses | 338,000 | 352,000 | 349,000 | 371,000 |
| Securities available for sale | 11,764,000 | 12,718,000 | 12,258,000 | 11,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,856,000 | 33,459,000 | 32,208,000 | 33,772,000 |
| Interest-bearing deposits | 28,704,000 | 28,408,000 | 27,590,000 | 28,437,000 |
| Noninterest-bearing deposits | 5,152,000 | 5,051,000 | 4,619,000 | 5,335,000 |
| Equity capital | 3,934,000 | 3,969,000 | 3,996,000 | 4,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 651,000 | 993,000 | 1,340,000 |
| Interest expense | 44,000 | 92,000 | 143,000 | 192,000 |
| Net interest income | 271,000 | 559,000 | 850,000 | 1,148,000 |
| Noninterest income | 56,000 | 104,000 | 153,000 | 207,000 |
| Noninterest expense | 245,000 | 479,000 | 723,000 | 975,000 |
| Provision for loan losses | 14,000 | 40,000 | 52,000 | 119,000 |
| Pretax income | 68,000 | 142,000 | 226,000 | 259,000 |
| Income tax | 9,000 | 40,000 | 47,000 | 63,000 |
| Net income | 59,000 | 102,000 | 179,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,095,000 | 4,138,000 | 4,215,000 | 4,172,000 |
| Total capital | 4,337,000 | 4,400,000 | 4,473,000 | 4,434,000 |
| Risk-weighted assets | 19,203,000 | 20,821,000 | 20,545,000 | 20,845,000 |