Call reports 2017
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2017
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 38,353,000 | 36,533,000 | 36,813,000 | 37,497,000 |
| Total loans | 18,288,000 | 19,156,000 | 19,273,000 | 19,482,000 |
| Allowance for loan losses | 285,000 | 302,000 | 327,000 | 332,000 |
| Securities available for sale | 12,980,000 | 12,431,000 | 12,726,000 | 12,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,118,000 | 32,220,000 | 32,496,000 | 33,155,000 |
| Interest-bearing deposits | 29,640,000 | 27,973,000 | 27,481,000 | 28,151,000 |
| Noninterest-bearing deposits | 4,478,000 | 4,247,000 | 5,015,000 | 5,004,000 |
| Equity capital | 3,947,000 | 4,007,000 | 4,024,000 | 4,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 618,000 | 936,000 | 1,268,000 |
| Interest expense | 37,000 | 79,000 | 115,000 | 154,000 |
| Net interest income | 272,000 | 539,000 | 821,000 | 1,114,000 |
| Noninterest income | 47,000 | 105,000 | 164,000 | 297,000 |
| Noninterest expense | 245,000 | 509,000 | 780,000 | 1,044,000 |
| Provision for loan losses | 11,000 | 26,000 | 64,000 | 93,000 |
| Pretax income | 63,000 | 120,000 | 152,000 | 285,000 |
| Income tax | 11,000 | 23,000 | 31,000 | 67,000 |
| Net income | 52,000 | 97,000 | 121,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,972,000 | 3,996,000 | 4,036,000 |
| Total capital | 4,172,000 | 4,226,000 | 4,251,000 | 4,291,000 |
| Risk-weighted assets | 19,631,000 | 20,251,000 | 20,321,000 | 20,343,000 |