Call reports 2016
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2016
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,930,000 | 35,718,000 | 36,290,000 | 37,093,000 |
| Total loans | 17,479,000 | 17,839,000 | 19,347,000 | 19,551,000 |
| Allowance for loan losses | 277,000 | 283,000 | 282,000 | 290,000 |
| Securities available for sale | 13,023,000 | 12,936,000 | 12,652,000 | 12,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,736,000 | 31,372,000 | 31,383,000 | 32,929,000 |
| Interest-bearing deposits | 26,890,000 | 27,390,000 | 27,038,000 | 28,117,000 |
| Noninterest-bearing deposits | 3,846,000 | 3,981,000 | 4,345,000 | 4,812,000 |
| Equity capital | 3,886,000 | 3,979,000 | 4,006,000 | 3,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 592,000 | 899,000 | 1,229,000 |
| Interest expense | 38,000 | 77,000 | 114,000 | 152,000 |
| Net interest income | 258,000 | 515,000 | 785,000 | 1,077,000 |
| Noninterest income | 55,000 | 114,000 | 164,000 | 224,000 |
| Noninterest expense | 264,000 | 519,000 | 767,000 | 1,037,000 |
| Provision for loan losses | 11,000 | 21,000 | 39,000 | 62,000 |
| Pretax income | 43,000 | 94,000 | 148,000 | 206,000 |
| Income tax | 2,000 | 10,000 | 16,000 | 7,000 |
| Net income | 41,000 | 84,000 | 132,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,772,000 | 3,815,000 | 3,864,000 | 3,875,000 |
| Total capital | 4,009,000 | 4,052,000 | 4,120,000 | 4,129,000 |
| Risk-weighted assets | 18,931,000 | 18,915,000 | 20,476,000 | 20,290,000 |