Call reports 2015
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2015
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,779,000 | 35,943,000 | 35,714,000 | 35,198,000 |
| Total loans | 16,049,000 | 15,889,000 | 16,939,000 | 17,561,000 |
| Allowance for loan losses | 311,000 | 307,000 | 290,000 | 286,000 |
| Securities available for sale | 13,791,000 | 13,350,000 | 13,358,000 | 12,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,665,000 | 31,852,000 | 31,573,000 | 31,099,000 |
| Interest-bearing deposits | 27,562,000 | 27,452,000 | 27,357,000 | 27,176,000 |
| Noninterest-bearing deposits | 4,103,000 | 4,400,000 | 4,216,000 | 3,924,000 |
| Equity capital | 3,810,000 | 3,803,000 | 3,840,000 | 3,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 588,000 | 876,000 | 1,181,000 |
| Interest expense | 45,000 | 85,000 | 126,000 | 165,000 |
| Net interest income | 253,000 | 503,000 | 750,000 | 1,016,000 |
| Noninterest income | 56,000 | 109,000 | 167,000 | 220,000 |
| Noninterest expense | 238,000 | 467,000 | 741,000 | 991,000 |
| Provision for loan losses | 3,000 | 16,000 | 35,000 | 48,000 |
| Pretax income | 68,000 | 145,000 | 157,000 | 212,000 |
| Income tax | 8,000 | 30,000 | 36,000 | 29,000 |
| Net income | 60,000 | 115,000 | 121,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,664,000 | 3,719,000 | 3,725,000 | 3,732,000 |
| Total capital | 3,882,000 | 3,938,000 | 3,953,000 | 3,964,000 |
| Risk-weighted assets | 17,351,000 | 17,436,000 | 18,185,000 | 18,555,000 |