Call reports 2014
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2014
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,350,000 | 35,731,000 | 36,079,000 | 36,828,000 |
| Total loans | 15,091,000 | 15,426,000 | 16,420,000 | 16,636,000 |
| Allowance for loan losses | 318,000 | 307,000 | 316,000 | 313,000 |
| Securities available for sale | 13,976,000 | 13,868,000 | 13,351,000 | 13,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,543,000 | 31,765,000 | 32,108,000 | 32,816,000 |
| Interest-bearing deposits | 28,850,000 | 27,539,000 | 26,967,000 | 28,542,000 |
| Noninterest-bearing deposits | 4,694,000 | 4,226,000 | 5,141,000 | 4,274,000 |
| Equity capital | 3,562,000 | 3,656,000 | 3,685,000 | 3,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 595,000 | 890,000 | 1,193,000 |
| Interest expense | 50,000 | 99,000 | 147,000 | 195,000 |
| Net interest income | 249,000 | 496,000 | 743,000 | 998,000 |
| Noninterest income | 66,000 | 127,000 | 190,000 | 249,000 |
| Noninterest expense | 238,000 | 477,000 | 712,000 | 954,000 |
| Provision for loan losses | 3,000 | 16,000 | 42,000 | 59,000 |
| Pretax income | 74,000 | 130,000 | 179,000 | 234,000 |
| Income tax | 9,000 | 25,000 | 32,000 | 29,000 |
| Net income | 65,000 | 105,000 | 147,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,519,000 | 3,560,000 | 3,602,000 | 3,604,000 |
| Total capital | 3,730,000 | 3,775,000 | 3,829,000 | 3,835,000 |
| Risk-weighted assets | 17,019,000 | 17,058,000 | 18,064,000 | 18,390,000 |