Call reports 2013
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2013
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,595,000 | 36,820,000 | 35,912,000 | 37,320,000 |
| Total loans | 14,919,000 | 15,471,000 | 16,361,000 | 16,554,000 |
| Allowance for loan losses | 276,000 | 288,000 | 309,000 | 313,000 |
| Securities available for sale | 12,799,000 | 12,762,000 | 13,658,000 | 12,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,703,000 | 33,170,000 | 32,195,000 | 33,611,000 |
| Interest-bearing deposits | 29,596,000 | 28,694,000 | 28,186,000 | 28,919,000 |
| Noninterest-bearing deposits | 5,107,000 | 4,475,000 | 4,009,000 | 4,693,000 |
| Equity capital | 3,577,000 | 3,446,000 | 3,501,000 | 3,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 584,000 | 891,000 | 1,197,000 |
| Interest expense | 56,000 | 114,000 | 168,000 | 219,000 |
| Net interest income | 239,000 | 470,000 | 723,000 | 978,000 |
| Noninterest income | 55,000 | 121,000 | 175,000 | 233,000 |
| Noninterest expense | 217,000 | 454,000 | 694,000 | 905,000 |
| Provision for loan losses | 11,000 | 17,000 | 44,000 | 47,000 |
| Pretax income | 66,000 | 120,000 | 160,000 | 259,000 |
| Income tax | 10,000 | 20,000 | 31,000 | 50,000 |
| Net income | 56,000 | 100,000 | 129,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,357,000 | 3,402,000 | 3,431,000 | 3,455,000 |
| Total capital | 3,570,000 | 3,622,000 | 3,658,000 | 3,685,000 |
| Risk-weighted assets | 16,967,000 | 17,276,000 | 18,160,000 | 18,304,000 |