Call reports 2012
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2012
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,499,000 | 33,782,000 | 34,512,000 | 36,198,000 |
| Total loans | 14,715,000 | 14,524,000 | 14,944,000 | 15,970,000 |
| Allowance for loan losses | 307,000 | 305,000 | 318,000 | 336,000 |
| Securities available for sale | 11,551,000 | 12,874,000 | 12,406,000 | 12,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,915,000 | 29,891,000 | 30,570,000 | 32,296,000 |
| Interest-bearing deposits | 28,036,000 | 26,883,000 | 27,229,000 | 27,992,000 |
| Noninterest-bearing deposits | 3,879,000 | 3,008,000 | 3,341,000 | 4,303,000 |
| Equity capital | 3,429,000 | 3,496,000 | 3,537,000 | 3,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 608,000 | 911,000 | 1,213,000 |
| Interest expense | 78,000 | 140,000 | 199,000 | 259,000 |
| Net interest income | 234,000 | 468,000 | 712,000 | 954,000 |
| Noninterest income | 67,000 | 129,000 | 185,000 | 259,000 |
| Noninterest expense | 217,000 | 437,000 | 659,000 | 871,000 |
| Provision for loan losses | 7,000 | 21,000 | 69,000 | 87,000 |
| Pretax income | 75,000 | 138,000 | 168,000 | 254,000 |
| Income tax | 12,000 | 24,000 | 32,000 | 16,000 |
| Net income | 63,000 | 114,000 | 136,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,184,000 | 3,234,000 | 3,256,000 | 3,302,000 |
| Total capital | 3,401,000 | 3,452,000 | 3,477,000 | 3,538,000 |
| Risk-weighted assets | 17,268,000 | 17,300,000 | 17,581,000 | 18,793,000 |