Call reports 2011
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2011
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,750,000 | 32,725,000 | 33,109,000 | 33,568,000 |
| Total loans | 13,691,000 | 14,342,000 | 15,125,000 | 16,166,000 |
| Allowance for loan losses | 347,000 | 277,000 | 308,000 | 318,000 |
| Securities available for sale | 10,141,000 | 11,275,000 | 12,401,000 | 11,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,523,000 | 28,286,000 | 28,559,000 | 29,076,000 |
| Interest-bearing deposits | 25,716,000 | 25,692,000 | 26,263,000 | 25,611,000 |
| Noninterest-bearing deposits | 2,807,000 | 2,594,000 | 2,296,000 | 3,465,000 |
| Equity capital | 3,158,000 | 3,270,000 | 3,367,000 | 3,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 583,000 | 905,000 | 1,229,000 |
| Interest expense | 89,000 | 180,000 | 264,000 | 344,000 |
| Net interest income | 202,000 | 403,000 | 641,000 | 885,000 |
| Noninterest income | 66,000 | 132,000 | 203,000 | 273,000 |
| Noninterest expense | 238,000 | 461,000 | 693,000 | 914,000 |
| Provision for loan losses | 3,000 | 28,000 | 60,000 | 110,000 |
| Pretax income | 27,000 | 47,000 | 92,000 | 135,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 10,000 |
| Net income | 25,000 | 43,000 | 86,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,049,000 | 3,066,000 | 3,109,000 | 3,121,000 |
| Total capital | 3,242,000 | 3,277,000 | 3,339,000 | 3,356,000 |
| Risk-weighted assets | 15,288,000 | 16,773,000 | 18,342,000 | 18,687,000 |