Call reports 2010
FIRST NATIONAL BANK OF BROWNSTOWN, THE — 2010
What FIRST NATIONAL BANK OF BROWNSTOWN, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,109,000 | 28,754,000 | 28,560,000 | 30,918,000 |
| Total loans | 13,841,000 | 14,213,000 | 14,429,000 | 15,122,000 |
| Allowance for loan losses | 290,000 | 309,000 | 332,000 | 341,000 |
| Securities available for sale | 9,648,000 | 9,429,000 | 9,373,000 | 9,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,828,000 | 25,351,000 | 25,070,000 | 26,700,000 |
| Interest-bearing deposits | 23,086,000 | 22,782,000 | 22,506,000 | 24,030,000 |
| Noninterest-bearing deposits | 2,742,000 | 2,569,000 | 2,564,000 | 2,670,000 |
| Equity capital | 3,035,000 | 3,121,000 | 3,202,000 | 3,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 642,000 | 956,000 | 1,304,000 |
| Interest expense | 98,000 | 188,000 | 279,000 | 396,000 |
| Net interest income | 226,000 | 454,000 | 677,000 | 908,000 |
| Noninterest income | 63,000 | 127,000 | 201,000 | 287,000 |
| Noninterest expense | 232,000 | 451,000 | 685,000 | 923,000 |
| Provision for loan losses | 7,000 | 26,000 | 28,000 | 50,000 |
| Pretax income | 50,000 | 104,000 | 165,000 | 222,000 |
| Income tax | 9,000 | 14,000 | 26,000 | 25,000 |
| Net income | 41,000 | 90,000 | 139,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 2,972,000 | 3,021,000 | 3,024,000 |
| Total capital | 3,122,000 | 3,169,000 | 3,217,000 | 3,232,000 |
| Risk-weighted assets | 15,712,000 | 15,648,000 | 15,504,000 | 16,493,000 |