Call reports 2025
WASHINGTON FINANCIAL BANK — 2025
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,474,298,000 | 1,481,801,000 | 1,536,774,000 | 1,473,936,000 |
| Total loans | 1,089,131,000 | 1,077,868,000 | 1,090,562,000 | 1,084,663,000 |
| Allowance for loan losses | 10,841,000 | 11,414,000 | 12,572,000 | 12,490,000 |
| Securities available for sale | 261,724,000 | 264,753,000 | 267,636,000 | 260,582,000 |
| Securities held to maturity | 30,179,000 | 29,708,000 | 28,819,000 | 27,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,274,909,000 | 1,277,131,000 | 1,327,416,000 | 1,262,909,000 |
| Interest-bearing deposits | 1,095,027,000 | 1,091,799,000 | 1,147,408,000 | 1,070,040,000 |
| Noninterest-bearing deposits | 179,882,000 | 185,332,000 | 180,008,000 | 192,869,000 |
| Equity capital | 188,309,000 | 191,895,000 | 196,319,000 | 199,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,794,000 | 33,632,000 | 50,891,000 | 68,945,000 |
| Interest expense | 6,465,000 | 12,666,000 | 18,968,000 | 25,243,000 |
| Net interest income | 10,329,000 | 20,966,000 | 31,923,000 | 43,702,000 |
| Noninterest income | 949,000 | 2,191,000 | 3,236,000 | 4,290,000 |
| Noninterest expense | 8,368,000 | 16,529,000 | 25,060,000 | 33,341,000 |
| Provision for loan losses | -1,244,000 | -648,000 | 529,000 | 475,000 |
| Pretax income | 3,928,000 | 6,972,000 | 9,202,000 | 5,297,000 |
| Income tax | 890,000 | 1,530,000 | 1,808,000 | 463,000 |
| Net income | 3,038,000 | 5,442,000 | 7,394,000 | 4,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 207,669,000 | 209,879,000 | 211,832,000 | 209,271,000 |