Call reports 2023
WASHINGTON FINANCIAL BANK — 2023
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,640,317,000 | 1,633,943,000 | 1,644,102,000 | 1,584,505,000 |
| Total loans | 1,048,939,000 | 1,072,571,000 | 1,094,472,000 | 1,100,605,000 |
| Allowance for loan losses | 11,051,000 | 11,200,000 | 9,962,000 | 10,073,000 |
| Securities available for sale | 341,575,000 | 331,141,000 | 318,523,000 | 307,174,000 |
| Securities held to maturity | 141,155,000 | 118,451,000 | 94,906,000 | 60,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,461,639,000 | 1,398,366,000 | 1,407,206,000 | 1,293,073,000 |
| Interest-bearing deposits | 1,211,871,000 | 1,164,446,000 | 1,178,612,000 | 1,068,216,000 |
| Noninterest-bearing deposits | 249,768,000 | 233,920,000 | 228,594,000 | 224,857,000 |
| Equity capital | 160,028,000 | 158,838,000 | 158,677,000 | 168,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,633,000 | 31,988,000 | 48,563,000 | 65,465,000 |
| Interest expense | 3,874,000 | 9,668,000 | 16,905,000 | 24,890,000 |
| Net interest income | 11,759,000 | 22,320,000 | 31,658,000 | 40,575,000 |
| Noninterest income | 1,157,000 | 3,643,000 | 5,094,000 | 6,342,000 |
| Noninterest expense | 7,691,000 | 16,003,000 | 24,104,000 | 32,284,000 |
| Provision for loan losses | 150,000 | 300,000 | 470,000 | 578,000 |
| Pretax income | 5,075,000 | 9,660,000 | 12,331,000 | 14,171,000 |
| Income tax | 975,000 | 1,759,000 | 2,034,000 | 2,159,000 |
| Net income | 4,100,000 | 7,901,000 | 10,297,000 | 12,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,963,000 | 194,657,000 | 197,452,000 | 199,166,000 |
| Total capital | 202,014,000 | 205,857,000 | 208,165,000 | 210,028,000 |
| Risk-weighted assets | 1,078,142,000 | 1,094,034,000 | 1,100,124,000 | 1,103,534,000 |