Call reports 2022
WASHINGTON FINANCIAL BANK — 2022
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,545,218,000 | 1,560,557,000 | 1,681,210,000 | 1,654,591,000 |
| Total loans | 920,002,000 | 955,530,000 | 989,376,000 | 1,033,364,000 |
| Allowance for loan losses | 10,491,000 | 10,644,000 | 10,783,000 | 10,910,000 |
| Securities available for sale | 406,170,000 | 380,598,000 | 361,281,000 | 351,804,000 |
| Securities held to maturity | 59,351,000 | 65,825,000 | 113,781,000 | 141,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,382,868,000 | 1,403,796,000 | 1,530,337,000 | 1,468,046,000 |
| Interest-bearing deposits | 1,137,231,000 | 1,155,397,000 | 1,272,488,000 | 1,212,025,000 |
| Noninterest-bearing deposits | 245,637,000 | 248,399,000 | 257,849,000 | 256,021,000 |
| Equity capital | 157,805,000 | 151,376,000 | 145,921,000 | 149,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,294,000 | 21,317,000 | 34,323,000 | 49,550,000 |
| Interest expense | 620,000 | 1,371,000 | 2,931,000 | 5,888,000 |
| Net interest income | 9,674,000 | 19,946,000 | 31,392,000 | 43,662,000 |
| Noninterest income | 1,184,000 | 2,581,000 | 3,861,000 | 5,045,000 |
| Noninterest expense | 7,086,000 | 15,220,000 | 23,064,000 | 30,439,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,622,000 | 7,007,000 | 11,739,000 | 17,668,000 |
| Income tax | 679,000 | 1,248,000 | 2,145,000 | 3,359,000 |
| Net income | 2,943,000 | 5,759,000 | 9,594,000 | 14,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,592,000 | 178,314,000 | 182,148,000 | 186,863,000 |
| Total capital | 186,083,000 | 188,958,000 | 192,931,000 | 197,773,000 |
| Risk-weighted assets | 979,449,000 | 1,003,315,000 | 1,033,278,000 | 1,077,419,000 |