Call reports 2020
WASHINGTON FINANCIAL BANK — 2020
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,193,211,000 | 1,249,771,000 | 1,337,061,000 | 1,352,346,000 |
| Total loans | 872,146,000 | 896,474,000 | 902,917,000 | 923,029,000 |
| Allowance for loan losses | 10,311,000 | 10,416,000 | 10,612,000 | 9,587,000 |
| Securities available for sale | 113,080,000 | 121,349,000 | 172,199,000 | 189,847,000 |
| Securities held to maturity | 48,988,000 | 47,405,000 | 45,317,000 | 42,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,523,000 | 1,084,427,000 | 1,170,956,000 | 1,184,099,000 |
| Interest-bearing deposits | 865,794,000 | 889,391,000 | 967,881,000 | 980,860,000 |
| Noninterest-bearing deposits | 165,729,000 | 195,036,000 | 203,075,000 | 203,239,000 |
| Equity capital | 157,046,000 | 159,564,000 | 161,809,000 | 163,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,611,000 | 20,039,000 | 29,545,000 | 39,349,000 |
| Interest expense | 1,887,000 | 3,344,000 | 4,547,000 | 5,641,000 |
| Net interest income | 8,724,000 | 16,695,000 | 24,998,000 | 33,708,000 |
| Noninterest income | 1,090,000 | 2,506,000 | 3,826,000 | 5,132,000 |
| Noninterest expense | 6,913,000 | 13,903,000 | 20,794,000 | 27,808,000 |
| Provision for loan losses | 150,000 | 300,000 | 488,000 | 675,000 |
| Pretax income | 2,751,000 | 4,998,000 | 7,542,000 | 10,357,000 |
| Income tax | 423,000 | 651,000 | 1,047,000 | 1,501,000 |
| Net income | 2,328,000 | 4,347,000 | 6,495,000 | 8,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,625,000 | 157,563,000 | 159,710,000 | 162,072,000 |
| Total capital | 165,490,000 | 167,693,000 | 170,297,000 | 171,659,000 |
| Risk-weighted assets | 788,734,000 | 810,094,000 | 846,936,000 | 894,477,000 |