Call reports 2016
WASHINGTON FINANCIAL BANK — 2016
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,072,726,000 | 1,082,510,000 | 1,088,708,000 | 1,054,742,000 |
| Total loans | 782,061,000 | 794,344,000 | 798,926,000 | 773,363,000 |
| Allowance for loan losses | 8,301,000 | 8,422,000 | 8,288,000 | 8,090,000 |
| Securities available for sale | 137,857,000 | 133,595,000 | 128,747,000 | 113,943,000 |
| Securities held to maturity | 78,644,000 | 76,488,000 | 74,219,000 | 76,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 879,548,000 | 861,430,000 | 875,689,000 | 862,753,000 |
| Interest-bearing deposits | 754,210,000 | 733,930,000 | 739,343,000 | 729,816,000 |
| Noninterest-bearing deposits | 125,338,000 | 127,500,000 | 136,346,000 | 132,937,000 |
| Equity capital | 122,537,000 | 124,505,000 | 126,432,000 | 128,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,510,000 | 17,104,000 | 25,795,000 | 34,392,000 |
| Interest expense | 671,000 | 1,337,000 | 2,043,000 | 2,756,000 |
| Net interest income | 7,839,000 | 15,767,000 | 23,752,000 | 31,636,000 |
| Noninterest income | 857,000 | 1,929,000 | 2,935,000 | 3,953,000 |
| Noninterest expense | 6,137,000 | 12,208,000 | 18,166,000 | 23,867,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,409,000 | 5,188,000 | 8,071,000 | 11,122,000 |
| Income tax | 615,000 | 1,371,000 | 2,161,000 | 3,010,000 |
| Net income | 1,794,000 | 3,817,000 | 5,910,000 | 8,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,696,000 | 123,656,000 | 125,749,000 | 127,952,000 |
| Total capital | 129,997,000 | 132,078,000 | 134,037,000 | 136,042,000 |
| Risk-weighted assets | 726,928,000 | 731,769,000 | 731,538,000 | 706,374,000 |