Call reports 2015
WASHINGTON FINANCIAL BANK — 2015
What WASHINGTON FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,070,992,000 | 1,052,492,000 | 1,059,537,000 | 1,086,661,000 |
| Total loans | 721,447,000 | 741,715,000 | 758,002,000 | 778,981,000 |
| Allowance for loan losses | 7,508,000 | 7,879,000 | 8,049,000 | 8,168,000 |
| Securities available for sale | 187,285,000 | 150,304,000 | 145,739,000 | 140,872,000 |
| Securities held to maturity | 88,224,000 | 85,545,000 | 83,101,000 | 80,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,904,000 | 898,777,000 | 895,264,000 | 892,065,000 |
| Interest-bearing deposits | 816,581,000 | 778,131,000 | 774,733,000 | 762,391,000 |
| Noninterest-bearing deposits | 121,323,000 | 120,646,000 | 120,531,000 | 129,674,000 |
| Equity capital | 115,033,000 | 116,574,000 | 118,850,000 | 120,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,157,000 | 16,257,000 | 24,470,000 | 32,890,000 |
| Interest expense | 639,000 | 1,265,000 | 1,882,000 | 2,512,000 |
| Net interest income | 7,518,000 | 14,992,000 | 22,588,000 | 30,378,000 |
| Noninterest income | 856,000 | 1,920,000 | 2,872,000 | 3,719,000 |
| Noninterest expense | 5,476,000 | 11,244,000 | 16,948,000 | 22,678,000 |
| Provision for loan losses | 120,000 | 510,000 | 660,000 | 810,000 |
| Pretax income | 2,778,000 | 5,176,000 | 7,870,000 | 10,627,000 |
| Income tax | 765,000 | 1,385,000 | 2,100,000 | 2,855,000 |
| Net income | 2,013,000 | 3,791,000 | 5,770,000 | 7,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,143,000 | 115,921,000 | 117,900,000 | 119,902,000 |
| Total capital | 121,651,000 | 123,800,000 | 125,949,000 | 128,070,000 |
| Risk-weighted assets | 689,041,000 | 710,239,000 | 721,699,000 | 725,481,000 |