Call reports 2025
COASTAL COMMUNITY BANK — 2025
What COASTAL COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,335,783,000 | 4,477,147,000 | 4,549,707,000 | 4,737,899,000 |
| Total loans | 3,559,491,000 | 3,600,804,000 | 3,746,742,000 | 3,820,747,000 |
| Allowance for loan losses | 183,178,000 | 164,794,000 | 173,813,000 | 169,530,000 |
| Securities available for sale | 34,000 | 33,000 | 31,000 | 29,000 |
| Securities held to maturity | 46,957,000 | 45,544,000 | 43,911,000 | 48,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,836,863,000 | 3,957,575,000 | 4,016,601,000 | 4,186,671,000 |
| Interest-bearing deposits | 3,251,599,000 | 3,398,608,000 | 3,448,957,000 | 3,605,743,000 |
| Noninterest-bearing deposits | 585,264,000 | 558,967,000 | 567,644,000 | 580,928,000 |
| Equity capital | 448,964,000 | 462,376,000 | 476,184,000 | 493,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 104,907,000 | 212,704,000 | 321,731,000 | 429,595,000 |
| Interest expense | 28,186,000 | 58,978,000 | 89,849,000 | 118,076,000 |
| Net interest income | 76,721,000 | 153,726,000 | 231,882,000 | 311,519,000 |
| Noninterest income | 63,407,000 | 106,479,000 | 173,198,000 | 231,800,000 |
| Noninterest expense | 71,628,000 | 144,096,000 | 213,881,000 | 286,252,000 |
| Provision for loan losses | 54,384,000 | 85,313,000 | 143,577,000 | 189,369,000 |
| Pretax income | 12,719,000 | 28,117,000 | 46,609,000 | 64,436,000 |
| Income tax | 2,242,000 | 6,023,000 | 10,534,000 | 15,217,000 |
| Net income | 10,477,000 | 22,094,000 | 36,075,000 | 49,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 448,956,000 | 462,369,000 | 476,178,000 | 488,585,000 |
| Total capital | 496,988,000 | 510,662,000 | 525,880,000 | 539,003,000 |
| Risk-weighted assets | 3,703,504,000 | 3,741,771,000 | 3,848,529,000 | 3,908,569,000 |