Call reports 2022
COASTAL COMMUNITY BANK — 2022
What COASTAL COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,830,274,000 | 2,966,460,000 | 3,130,850,000 | 3,141,703,000 |
| Total loans | 1,961,920,000 | 2,394,004,000 | 2,551,203,000 | 2,627,256,000 |
| Allowance for loan losses | 38,770,000 | 49,358,000 | 59,282,000 | 74,029,000 |
| Securities available for sale | 134,891,000 | 108,560,000 | 97,621,000 | 97,317,000 |
| Securities held to maturity | 1,286,000 | 1,261,000 | 1,250,000 | 1,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,587,654,000 | 2,699,796,000 | 2,839,114,000 | 2,840,478,000 |
| Interest-bearing deposits | 1,795,505,000 | 1,896,486,000 | 2,023,849,000 | 2,042,547,000 |
| Noninterest-bearing deposits | 792,149,000 | 803,310,000 | 815,265,000 | 797,931,000 |
| Equity capital | 220,669,000 | 239,633,000 | 251,339,000 | 265,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,137,000 | 71,950,000 | 127,154,000 | 192,184,000 |
| Interest expense | 622,000 | 2,295,000 | 8,012,000 | 19,073,000 |
| Net interest income | 29,515,000 | 69,655,000 | 119,142,000 | 173,111,000 |
| Noninterest income | 21,952,000 | 47,416,000 | 81,893,000 | 124,652,000 |
| Noninterest expense | 30,254,000 | 68,218,000 | 119,102,000 | 165,941,000 |
| Provision for loan losses | 12,942,000 | 27,036,000 | 45,113,000 | 78,714,000 |
| Pretax income | 8,271,000 | 21,817,000 | 36,820,000 | 53,108,000 |
| Income tax | 1,744,000 | 4,762,000 | 7,897,000 | 10,470,000 |
| Net income | 6,527,000 | 17,055,000 | 28,923,000 | 42,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,828,000 | 240,871,000 | 253,346,000 | 267,699,000 |
| Total capital | 247,711,000 | 273,187,000 | 287,595,000 | 302,595,000 |
| Risk-weighted assets | 2,136,968,000 | 2,566,230,000 | 2,712,869,000 | 2,751,599,000 |