Call reports 2021
COASTAL COMMUNITY BANK — 2021
What COASTAL COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,028,211,000 | 2,006,059,000 | 2,448,881,000 | 2,632,697,000 |
| Total loans | 1,766,501,000 | 1,657,886,000 | 1,705,139,000 | 1,741,692,000 |
| Allowance for loan losses | 19,610,000 | 19,966,000 | 20,222,000 | 28,632,000 |
| Securities available for sale | 20,378,000 | 25,341,000 | 32,838,000 | 35,327,000 |
| Securities held to maturity | 2,515,000 | 2,101,000 | 2,086,000 | 1,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,676,451,000 | 1,806,368,000 | 2,230,741,000 | 2,388,184,000 |
| Interest-bearing deposits | 903,025,000 | 913,782,000 | 927,097,000 | 1,007,879,000 |
| Noninterest-bearing deposits | 773,426,000 | 892,586,000 | 1,303,644,000 | 1,380,305,000 |
| Equity capital | 154,028,000 | 161,517,000 | 179,006,000 | 201,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,356,000 | 37,925,000 | 57,528,000 | 83,068,000 |
| Interest expense | 877,000 | 1,669,000 | 2,263,000 | 2,851,000 |
| Net interest income | 17,479,000 | 36,256,000 | 55,265,000 | 80,217,000 |
| Noninterest income | 2,951,000 | 7,702,000 | 12,329,000 | 26,520,000 |
| Noninterest expense | 12,161,000 | 25,687,000 | 41,688,000 | 62,594,000 |
| Provision for loan losses | 357,000 | 718,000 | 973,000 | 9,915,000 |
| Pretax income | 7,912,000 | 17,553,000 | 24,933,000 | 34,228,000 |
| Income tax | 1,638,000 | 3,995,000 | 5,617,000 | 7,346,000 |
| Net income | 6,274,000 | 13,558,000 | 19,316,000 | 26,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,845,000 | 161,368,000 | 178,856,000 | 201,782,000 |
| Total capital | 170,691,000 | 179,022,000 | 199,068,000 | 224,554,000 |
| Risk-weighted assets | 1,344,215,000 | 1,409,241,000 | 1,616,100,000 | 1,814,604,000 |