Call reports 2020
COASTAL COMMUNITY BANK — 2020
What COASTAL COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,183,330,000 | 1,678,299,000 | 1,748,966,000 | 1,765,308,000 |
| Total loans | 1,005,178,000 | 1,447,141,000 | 1,509,385,000 | 1,547,106,000 |
| Allowance for loan losses | 12,925,000 | 14,847,000 | 17,046,000 | 19,262,000 |
| Securities available for sale | 15,469,000 | 20,448,000 | 20,428,000 | 20,399,000 |
| Securities held to maturity | 4,291,000 | 3,870,000 | 3,354,000 | 2,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,011,214,000 | 1,312,246,000 | 1,365,684,000 | 1,426,434,000 |
| Interest-bearing deposits | 659,559,000 | 742,634,000 | 789,347,000 | 829,046,000 |
| Noninterest-bearing deposits | 351,655,000 | 569,613,000 | 576,336,000 | 597,388,000 |
| Equity capital | 133,678,000 | 137,651,000 | 142,067,000 | 147,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,120,000 | 28,546,000 | 44,940,000 | 63,038,000 |
| Interest expense | 1,575,000 | 2,836,000 | 3,963,000 | 4,958,000 |
| Net interest income | 11,545,000 | 25,710,000 | 40,977,000 | 58,080,000 |
| Noninterest income | 2,640,000 | 4,128,000 | 6,040,000 | 8,457,000 |
| Noninterest expense | 8,924,000 | 17,782,000 | 27,343,000 | 37,680,000 |
| Provision for loan losses | 1,578,000 | 3,508,000 | 5,708,000 | 8,308,000 |
| Pretax income | 3,683,000 | 8,548,000 | 13,966,000 | 20,549,000 |
| Income tax | 764,000 | 1,779,000 | 2,912,000 | 4,284,000 |
| Net income | 2,919,000 | 6,769,000 | 11,054,000 | 16,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,457,000 | 137,447,000 | 141,866,000 | 147,261,000 |
| Total capital | 146,718,000 | 150,834,000 | 155,915,000 | 162,909,000 |
| Risk-weighted assets | 1,060,805,000 | 1,068,939,000 | 1,120,397,000 | 1,247,606,000 |