Call reports 2019
COASTAL COMMUNITY BANK — 2019
What COASTAL COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,115,879,000 | 1,030,859,000 | 1,089,427,000 | 1,128,153,000 |
| Total loans | 791,072,000 | 845,443,000 | 874,114,000 | 939,104,000 |
| Allowance for loan losses | 9,915,000 | 10,443,000 | 10,888,000 | 11,470,000 |
| Securities available for sale | 36,970,000 | 37,978,000 | 28,319,000 | 28,360,000 |
| Securities held to maturity | 1,247,000 | 4,403,000 | 4,377,000 | 4,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,530,000 | 888,107,000 | 936,571,000 | 981,844,000 |
| Interest-bearing deposits | 680,249,000 | 552,254,000 | 573,162,000 | 596,716,000 |
| Noninterest-bearing deposits | 316,281,000 | 335,853,000 | 363,409,000 | 385,128,000 |
| Equity capital | 105,783,000 | 110,148,000 | 119,133,000 | 123,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,394,000 | 23,199,000 | 35,554,000 | 48,586,000 |
| Interest expense | 1,438,000 | 2,867,000 | 4,305,000 | 5,820,000 |
| Net interest income | 9,956,000 | 20,332,000 | 31,249,000 | 42,766,000 |
| Noninterest income | 1,973,000 | 4,093,000 | 5,992,000 | 8,024,000 |
| Noninterest expense | 7,616,000 | 15,191,000 | 22,876,000 | 30,810,000 |
| Provision for loan losses | 540,000 | 1,087,000 | 1,724,000 | 2,544,000 |
| Pretax income | 3,773,000 | 8,147,000 | 12,812,000 | 17,607,000 |
| Income tax | 786,000 | 1,697,000 | 2,662,000 | 3,661,000 |
| Net income | 2,987,000 | 6,450,000 | 10,150,000 | 13,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,692,000 | 110,270,000 | 118,994,000 | 122,905,000 |
| Total capital | 116,965,000 | 121,135,000 | 130,304,000 | 134,797,000 |
| Risk-weighted assets | 845,361,000 | 898,943,000 | 923,245,000 | 988,969,000 |