Call reports 2016
COASTAL COMMUNITY BANK — 2016
What COASTAL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 644,608,000 | 646,390,000 | 698,636,000 | 740,467,000 |
| Total loans | 517,908,000 | 532,348,000 | 555,648,000 | 596,130,000 |
| Allowance for loan losses | 6,578,000 | 6,869,000 | 6,981,000 | 7,544,000 |
| Securities available for sale | 33,983,000 | 12,967,000 | 44,567,000 | 33,106,000 |
| Securities held to maturity | 2,111,000 | 2,073,000 | 1,904,000 | 1,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 566,077,000 | 566,899,000 | 610,057,000 | 651,372,000 |
| Interest-bearing deposits | 386,423,000 | 371,711,000 | 396,622,000 | 424,708,000 |
| Noninterest-bearing deposits | 179,654,000 | 195,188,000 | 213,435,000 | 226,664,000 |
| Equity capital | 59,417,000 | 60,812,000 | 70,034,000 | 70,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,866,000 | 13,871,000 | 21,006,000 | 28,459,000 |
| Interest expense | 569,000 | 1,129,000 | 1,664,000 | 2,168,000 |
| Net interest income | 6,297,000 | 12,742,000 | 19,342,000 | 26,291,000 |
| Noninterest income | 895,000 | 1,858,000 | 2,931,000 | 4,094,000 |
| Noninterest expense | 5,029,000 | 10,301,000 | 15,829,000 | 20,844,000 |
| Provision for loan losses | 591,000 | 976,000 | 1,287,000 | 1,919,000 |
| Pretax income | 1,653,000 | 3,483,000 | 5,317,000 | 7,782,000 |
| Income tax | 554,000 | 1,162,000 | 1,760,000 | 2,561,000 |
| Net income | 1,099,000 | 2,321,000 | 3,557,000 | 5,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,378,000 | 60,634,000 | 69,935,000 | 71,525,000 |
| Total capital | 66,076,000 | 67,439,000 | 77,068,000 | 79,233,000 |
| Risk-weighted assets | 535,832,000 | 544,194,000 | 570,628,000 | 616,625,000 |