Call reports 2015
COASTAL COMMUNITY BANK — 2015
What COASTAL COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 581,121,000 | 589,361,000 | 604,033,000 | 622,551,000 |
| Total loans | 430,719,000 | 467,113,000 | 476,195,000 | 499,187,000 |
| Allowance for loan losses | 5,628,000 | 5,871,000 | 5,984,000 | 5,989,000 |
| Securities available for sale | 11,216,000 | 12,131,000 | 13,085,000 | 14,000,000 |
| Securities held to maturity | 2,426,000 | 2,185,000 | 2,166,000 | 2,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,252,000 | 515,900,000 | 528,101,000 | 544,467,000 |
| Interest-bearing deposits | 353,718,000 | 346,054,000 | 355,402,000 | 370,028,000 |
| Noninterest-bearing deposits | 154,533,000 | 169,846,000 | 172,699,000 | 174,439,000 |
| Equity capital | 54,180,000 | 55,127,000 | 56,163,000 | 58,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,935,000 | 11,944,000 | 18,235,000 | 24,826,000 |
| Interest expense | 591,000 | 1,200,000 | 1,802,000 | 2,412,000 |
| Net interest income | 5,344,000 | 10,744,000 | 16,433,000 | 22,414,000 |
| Noninterest income | 710,000 | 1,737,000 | 2,536,000 | 2,889,000 |
| Noninterest expense | 4,769,000 | 9,606,000 | 14,524,000 | 19,410,000 |
| Provision for loan losses | 130,000 | 373,000 | 483,000 | 941,000 |
| Pretax income | 1,155,000 | 2,502,000 | 3,962,000 | 4,952,000 |
| Income tax | 379,000 | 820,000 | 1,301,000 | 1,641,000 |
| Net income | 776,000 | 1,682,000 | 2,661,000 | 3,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,116,000 | 55,038,000 | 56,062,000 | 58,266,000 |
| Total capital | 59,620,000 | 60,909,000 | 62,046,000 | 64,370,000 |
| Risk-weighted assets | 440,200,000 | 488,529,000 | 507,927,000 | 523,082,000 |