Call reports 2026
TRANSACT BANK, NATIONAL ASSOCIATION — 2026
What TRANSACT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 6,881,000 | 6,475,000 |
| Total loans | 2,274,000 | 2,241,000 |
| Allowance for loan losses | 0 | 0 |
| Securities available for sale | 378,000 | 364,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 5,464,000 | 5,102,000 |
| Interest-bearing deposits | 3,661,000 | 2,950,000 |
| Noninterest-bearing deposits | 1,803,000 | 2,152,000 |
| Equity capital | 1,071,000 | 1,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 56,000 | 107,000 |
| Interest expense | 28,000 | 54,000 |
| Net interest income | 28,000 | 53,000 |
| Noninterest income | 505,000 | 1,062,000 |
| Noninterest expense | 519,000 | 1,104,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 14,000 | 11,000 |
| Income tax | 0 | 0 |
| Net income | 14,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,079,000 | 1,076,000 |
| Total capital | 1,079,000 | 1,076,000 |
| Risk-weighted assets | 2,727,000 | 2,645,000 |