Call reports 2025
TRANSACT BANK, NATIONAL ASSOCIATION — 2025
What TRANSACT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,551,000 | 6,252,000 | 7,259,000 | 6,598,000 |
| Total loans | 2,394,000 | 2,365,000 | 2,336,000 | 2,305,000 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 448,000 | 434,000 | 410,000 | 401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,888,000 | 4,718,000 | 5,810,000 | 5,164,000 |
| Interest-bearing deposits | 3,086,000 | 2,983,000 | 3,346,000 | 3,312,000 |
| Noninterest-bearing deposits | 1,802,000 | 1,735,000 | 2,464,000 | 1,852,000 |
| Equity capital | 1,065,000 | 1,028,000 | 1,022,000 | 1,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 62,000 | 117,000 | 180,000 | 234,000 |
| Interest expense | 27,000 | 53,000 | 83,000 | 111,000 |
| Net interest income | 35,000 | 64,000 | 97,000 | 123,000 |
| Noninterest income | 420,000 | 838,000 | 1,256,000 | 1,733,000 |
| Noninterest expense | 484,000 | 971,000 | 1,431,000 | 1,907,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -29,000 | -69,000 | -78,000 | -51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -29,000 | -69,000 | -78,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,087,000 | 1,046,000 | 1,038,000 | 1,065,000 |
| Total capital | 1,087,000 | 1,046,000 | 1,038,000 | 1,065,000 |
| Risk-weighted assets | 2,889,000 | 2,835,000 | 2,819,000 | 2,771,000 |