Call reports 2019
TRANSACT BANK, NATIONAL ASSOCIATION — 2019
What TRANSACT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,733,000 | 25,303,000 | 26,823,000 | 25,214,000 |
| Total loans | 20,820,000 | 7,273,000 | 6,321,000 | 4,634,000 |
| Allowance for loan losses | 65,000 | 12,000 | 12,000 | 12,000 |
| Securities available for sale | 1,382,000 | 1,289,000 | 1,239,000 | 1,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,492,000 | 17,620,000 | 19,655,000 | 18,662,000 |
| Interest-bearing deposits | 28,852,000 | 2,143,000 | 2,289,000 | 2,254,000 |
| Noninterest-bearing deposits | 16,640,000 | 15,477,000 | 17,366,000 | 16,408,000 |
| Equity capital | 5,713,000 | 7,161,000 | 6,718,000 | 6,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 545,000 | 608,000 | 535,000 |
| Interest expense | 20,000 | 36,000 | 42,000 | 49,000 |
| Net interest income | 357,000 | 509,000 | 566,000 | 486,000 |
| Noninterest income | 382,000 | 2,599,000 | 2,847,000 | 3,071,000 |
| Noninterest expense | 1,207,000 | 2,330,000 | 3,151,000 | 3,933,000 |
| Provision for loan losses | 0 | -53,000 | -53,000 | -53,000 |
| Pretax income | -468,000 | 831,000 | 315,000 | -323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -468,000 | 831,000 | 315,000 | -323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 7,165,000 | 6,714,000 | 6,076,000 |
| Total capital | 5,597,000 | 7,177,000 | 6,726,000 | 6,088,000 |
| Risk-weighted assets | 16,272,000 | 3,861,000 | 3,794,000 | 3,546,000 |