Call reports 2015
TRANSACT BANK, NATIONAL ASSOCIATION — 2015
What TRANSACT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,149,000 | 65,522,000 | 69,143,000 | 63,569,000 |
| Total loans | 36,274,000 | 42,351,000 | 41,857,000 | 41,527,000 |
| Allowance for loan losses | 276,000 | 321,000 | 353,000 | 367,000 |
| Securities available for sale | 9,718,000 | 9,187,000 | 5,666,000 | 5,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,993,000 | 57,020,000 | 60,785,000 | 56,138,000 |
| Interest-bearing deposits | 44,602,000 | 41,511,000 | 37,342,000 | 35,872,000 |
| Noninterest-bearing deposits | 17,391,000 | 15,509,000 | 23,443,000 | 20,266,000 |
| Equity capital | 7,946,000 | 7,315,000 | 6,966,000 | 6,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 768,000 | 1,278,000 | 1,778,000 |
| Interest expense | 75,000 | 139,000 | 224,000 | 266,000 |
| Net interest income | 322,000 | 629,000 | 1,054,000 | 1,512,000 |
| Noninterest income | 421,000 | 1,047,000 | 2,076,000 | 2,789,000 |
| Noninterest expense | 1,318,000 | 2,773,000 | 4,612,000 | 6,513,000 |
| Provision for loan losses | 9,000 | 54,000 | 86,000 | 101,000 |
| Pretax income | -584,000 | -1,151,000 | -1,549,000 | -2,294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -584,000 | -1,151,000 | -1,549,000 | -2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,578,000 | 7,007,000 | 6,628,000 | 5,866,000 |
| Total capital | 7,878,000 | 7,363,000 | 7,009,000 | 6,261,000 |
| Risk-weighted assets | 26,271,000 | 31,183,000 | 33,702,000 | 32,529,000 |