Call reports 2012
TRANSACT BANK, NATIONAL ASSOCIATION — 2012
What TRANSACT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,576,000 | 54,360,000 | 59,207,000 | 51,743,000 |
| Total loans | 22,571,000 | 21,111,000 | 17,242,000 | 31,209,000 |
| Allowance for loan losses | 236,000 | 236,000 | 230,000 | 231,000 |
| Securities available for sale | 12,173,000 | 19,242,000 | 17,487,000 | 11,896,000 |
| Securities held to maturity | 503,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,211,000 | 42,183,000 | 46,922,000 | 44,655,000 |
| Interest-bearing deposits | 28,590,000 | 31,951,000 | 33,506,000 | 32,250,000 |
| Noninterest-bearing deposits | 11,621,000 | 10,232,000 | 13,416,000 | 12,405,000 |
| Equity capital | 11,753,000 | 11,637,000 | 11,660,000 | 6,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 941,000 | 1,416,000 | 1,850,000 |
| Interest expense | 20,000 | 49,000 | 81,000 | 113,000 |
| Net interest income | 437,000 | 892,000 | 1,335,000 | 1,737,000 |
| Noninterest income | 78,000 | 155,000 | 228,000 | 301,000 |
| Noninterest expense | 852,000 | 1,734,000 | 2,545,000 | 8,132,000 |
| Provision for loan losses | 10,000 | 10,000 | -120,000 | -120,000 |
| Pretax income | -347,000 | -697,000 | -800,000 | -5,886,000 |
| Income tax | -132,000 | -265,000 | -304,000 | -324,000 |
| Net income | -215,000 | -432,000 | -496,000 | -5,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,788,000 | 5,617,000 | 5,599,000 | 5,345,000 |
| Total capital | 6,024,000 | 5,853,000 | 5,829,000 | 5,576,000 |
| Risk-weighted assets | 25,171,000 | 25,000,000 | 21,231,000 | 23,740,000 |