Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,728,000 | 62,638,000 | 59,604,000 | 59,237,000 |
| Total loans | 20,462,000 | 19,834,000 | 19,280,000 | 16,725,000 |
| Allowance for loan losses | 991,000 | 832,000 | 837,000 | 871,000 |
| Securities available for sale | 31,652,000 | 32,245,000 | 33,869,000 | 37,495,000 |
| Securities held to maturity | 1,199,000 | 1,198,000 | 1,087,000 | 986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,983,000 | 54,918,000 | 51,984,000 | 52,313,000 |
| Interest-bearing deposits | 45,268,000 | 44,768,000 | 42,963,000 | 42,653,000 |
| Noninterest-bearing deposits | 9,715,000 | 10,150,000 | 9,021,000 | 9,660,000 |
| Equity capital | 7,512,000 | 7,529,000 | 7,406,000 | 6,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 980,000 | 1,403,000 | 1,924,000 |
| Interest expense | 57,000 | 112,000 | 162,000 | 214,000 |
| Net interest income | 487,000 | 868,000 | 1,241,000 | 1,710,000 |
| Noninterest income | 55,000 | 113,000 | 165,000 | 226,000 |
| Noninterest expense | 297,000 | 793,000 | 1,265,000 | 1,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 188,000 | 141,000 | 174,000 |
| Income tax | 0 | -21,000 | -21,000 | -18,000 |
| Net income | 245,000 | 209,000 | 162,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,035,000 | 7,000,000 | 6,954,000 | 6,925,000 |
| Total capital | 7,394,000 | 7,341,000 | 7,302,000 | 7,235,000 |
| Risk-weighted assets | 28,106,000 | 26,817,000 | 27,361,000 | 24,249,000 |